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Archive for August, 2007

Privacy: Remove Your Phone from Google’s Reverse Directory

Privacy Reminder: With just your telephone number, others may be able to use Google and find out your name and address.
You can find out if your name and address are publicly available through Google’s “reverse directory” by entering your own phone number in the Google search box. Use the format xxx-xxx-xxxx to enter the number.
If [...]

Worried About Mom’s Nursing Home Care

Question: My mom needs to move to a nursing home, and has agreed to do so. My mom, brother and I have found a nearby home we like and have checked it out. What can we do to make sure that mom gets the best possible care there?
Answer: Sounds as if you are off to [...]

Vanguard Messes with IRA Beneficiary Naming

Have an IRA with Vanguard? Watch your mail. Your beneficiary naming may be changing, in ways you don’t want.

In a Forbes magazine piece titled “Disinherited by Vanguard” Ashlea Ebeling asks “Is it time to move your IRA?” She continues:
In late July the Vanguard group sent 170,000 customers a form letter innocuously labeled: “Change in [...]

Report Shows Fewer but Sicker Elderly Nursing Home Users

A report recently issued by The Kaiser Commission on Medicaid and the Uninsured concludes that the proportion of elderly adults over age 65 in nursing homes has declined over the past two decades, most noticeably in recent years. Reasons suggested for this trend include reductions in disability rates among elderly people, improvements in mechanisms for [...]

Reverse Mortgages: Look Deeper Please!

The reverse mortgage industry is hot. And it’s having great success getting members of the media to help it advertise. I’m afraid that some media mavens aren’t looking carefully enough.
Take for example the July 15, 2007 piece in the Los Angeles Times real estate section written by Lew Sichelman. Right now you can find the [...]

Avoiding Probate for Your Home Without a Living Trust — Coming to California?

In California today, if you want to avoid probate for your home you have two basic choices: a joint tenancy and a revocable living trust. Joint tenancies (while inexpensive to create) have large risks. Revocable living trusts have few risks, but are more expensive to create.
A bill pending in the California legislature (AB250) would create [...]